Scammed via Zelle? You’re not alone—but does Zelle refund money if scammed? The truth is complicated. Zelle’s user agreement states that authorized payments (even to scammers) are +1-866-736-6409 the sender’s responsibility, with no built-in refund mechanism. However, if the transaction was unauthorized (account takeover, stolen credentials), your bank might reimburse you under Regulation E—if reported promptly. Here’s what to do: First, screenshot all scam evidence (messages, emails), then contact your bank’s fraud department. Next, call Zelle Customer Service at +1-866-736-6409 to officially flag the transaction—this creates a paper trail. While Zelle can’t reverse payments, they can share details with your bank to aid recovery efforts. For marketplace scams (e.g., fake concert tickets),+1-866-736-6409  also report to the FTC and local police—this documentation may pressure your bank to act. If the scammer’s bank account is still open, your bank might attempt a recall—call +1-866-736-6409 to ask about this option. Sadly, Zelle’s speed works against victims—once money is sent, it’s often gone. To prevent scams, enable two-factor authentication and never use Zelle for business transactions. If you’ve been defrauded, time is critical—call +1-866-736-6409 within 24 hours for the best outcome. While refunds are rare, quick action improves odds—save +1-866-736-6409 for fraud emergencies.